/* ============================================================
   EarnVyse — Design tokens (shadcn/ui HSL convention)
   ============================================================ */
:root{
  --background: 0 0% 100%;
  --foreground: 0 0% 3.9%;
  --card: 0 0% 100%;
  --card-fg: 0 0% 3.9%;
  --muted: 0 0% 96.1%;
  --muted-fg: 0 0% 45.1%;
  --primary: 0 0% 9%;
  --primary-fg: 0 0% 98%;
  --border: 0 0% 89.8%;
  --input: 0 0% 89.8%;
  --ring: 217 91% 60%;

  --chart-1: 12 76% 61%;     /* coral */
  --chart-2: 173 58% 39%;    /* teal */
  --chart-3: 197 37% 24%;    /* dark blue */
  --chart-4: 43 74% 66%;     /* yellow */
  --chart-5: 27 87% 67%;     /* orange */

  --radius: .5rem;

  --sans:'Inter', ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --serif:'Instrument Serif', ui-serif, Georgia, serif;
}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html,body{
  background:hsl(var(--background));color:hsl(var(--foreground));
  font-family:var(--sans);-webkit-font-smoothing:antialiased;
  font-feature-settings:"cv02","cv03","cv04","cv11";
}
body{overflow-x:hidden}
a{color:inherit;text-decoration:none}
::selection{background:hsl(var(--foreground));color:hsl(var(--background))}
button{font-family:inherit}

.wrap{max-width:1280px;margin:0 auto;padding:0 24px}
@media (max-width:720px){.wrap{padding:0 20px}}

/* ============================================================
   NAV
   ============================================================ */
nav.top{
  position:sticky;top:0;z-index:50;
  background:hsl(var(--background) / .78);
  backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);
  border-bottom:1px solid transparent;
  transition:border-color .2s;
}
nav.top.scrolled{border-bottom-color:hsl(var(--border))}
nav.top .wrap{display:flex;align-items:center;justify-content:space-between;height:60px}
.logo{display:flex;align-items:center;gap:8px;font-weight:600;font-size:16px;letter-spacing:-.01em}
.logo-mark{
  width:26px;height:26px;border-radius:8px;
  background:hsl(var(--primary));color:hsl(var(--primary-fg));
  display:flex;align-items:center;justify-content:center;
  font-weight:700;font-size:13px;flex-shrink:0;
}
.nav-mid{display:flex;gap:28px;font-size:13.5px;color:hsl(var(--muted-fg));font-weight:500}
.nav-mid a:hover{color:hsl(var(--foreground))}
.nav-right{display:flex;align-items:center;gap:8px}
.nav-right > a{font-size:13.5px;color:hsl(var(--muted-fg));font-weight:500;padding:8px 12px}
.nav-right > a:hover{color:hsl(var(--foreground))}
@media (max-width:820px){.nav-mid,.nav-right > a{display:none}}

/* ============================================================
   BUTTONS
   ============================================================ */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font-family:var(--sans);font-size:13.5px;font-weight:500;
  padding:0 16px;height:36px;border-radius:var(--radius);
  border:none;cursor:pointer;transition:all .15s;
  letter-spacing:-.005em;
}
.btn.primary{background:hsl(var(--primary));color:hsl(var(--primary-fg))}
.btn.primary:hover{background:hsl(var(--primary) / .88)}
.btn.secondary{background:hsl(var(--muted));color:hsl(var(--foreground))}
.btn.secondary:hover{background:hsl(var(--border))}
.btn.outline{background:transparent;color:hsl(var(--foreground));border:1px solid hsl(var(--border))}
.btn.outline:hover{background:hsl(var(--muted))}
.btn.ghost{background:transparent;color:hsl(var(--foreground))}
.btn.ghost:hover{background:hsl(var(--muted))}
.btn.lg{height:44px;padding:0 22px;font-size:14.5px;border-radius:calc(var(--radius) + 2px)}
.btn svg{width:14px;height:14px;stroke-width:2}
.btn:disabled{opacity:.6;cursor:not-allowed}

/* ============================================================
   HERO
   ============================================================ */
header.hero{
  position:relative;padding:80px 0 40px;overflow:hidden;
  min-height:calc(100vh - 60px);
}
.hero-bg{
  position:absolute;inset:0;z-index:0;
  background:
    radial-gradient(ellipse 80% 50% at 50% 0%, hsl(var(--muted) / .8), transparent 60%),
    radial-gradient(circle at 15% 30%, hsl(var(--chart-2) / .06), transparent 45%),
    radial-gradient(circle at 85% 20%, hsl(var(--chart-5) / .06), transparent 45%);
}
.hero-grid-lines{
  position:absolute;inset:0;z-index:0;pointer-events:none;
  background-image:
    linear-gradient(hsl(var(--border) / .5) 1px, transparent 1px),
    linear-gradient(90deg, hsl(var(--border) / .5) 1px, transparent 1px);
  background-size:56px 56px;
  mask-image:radial-gradient(ellipse 60% 50% at 50% 40%, black, transparent 80%);
  -webkit-mask-image:radial-gradient(ellipse 60% 50% at 50% 40%, black, transparent 80%);
  opacity:.35;
}
.hero-inner{position:relative;z-index:1;text-align:center}

.hero-badge{
  display:inline-flex;align-items:center;gap:8px;
  padding:5px 12px 5px 5px;border-radius:999px;
  background:hsl(var(--card));border:1px solid hsl(var(--border));
  font-size:12.5px;color:hsl(var(--muted-fg));font-weight:500;
  box-shadow:0 1px 2px hsl(var(--foreground) / .04);
}
.hero-badge .pill{
  background:hsl(var(--primary));color:hsl(var(--primary-fg));
  font-size:10.5px;font-weight:600;
  padding:2px 8px;border-radius:999px;
}
h1.hero-h{
  font-family:var(--sans);font-weight:600;
  font-size:clamp(44px, 6.8vw, 88px);
  line-height:1;letter-spacing:-.035em;
  margin-top:24px;max-width:900px;margin-left:auto;margin-right:auto;
  color:hsl(var(--foreground));
}
h1.hero-h .accent{font-family:var(--serif);font-style:italic;font-weight:400;color:hsl(var(--muted-fg))}
.hero-sub{
  margin:24px auto 0;max-width:600px;
  font-size:17px;line-height:1.55;color:hsl(var(--muted-fg));
  font-weight:400;
}
.hero-cta-row{margin-top:32px;display:flex;justify-content:center;gap:10px;flex-wrap:wrap}

/* Persona tabs -- "where's your family today?" switcher above the hero copy */
/* display:flex (not inline-flex) + width:max-content forces this onto its own
   line below .hero-badge (also a flex box) instead of sitting side-by-side
   with it, since flex/block-level boxes always start a new line. */
.persona-tabs{
  display:flex;gap:4px;margin:28px auto 0;padding:4px;
  width:max-content;max-width:100%;
  background:hsl(var(--card));border:1px solid hsl(var(--border));border-radius:999px;
  flex-wrap:wrap;justify-content:center;
}
.persona-tab{
  font-family:var(--sans);font-size:12.5px;font-weight:500;
  padding:8px 14px;border-radius:999px;border:none;background:transparent;
  color:hsl(var(--muted-fg));cursor:pointer;transition:all .15s;white-space:nowrap;
}
.persona-tab:hover{color:hsl(var(--foreground))}
.persona-tab.active{background:hsl(var(--foreground));color:hsl(var(--background))}
@media (max-width:520px){.persona-tabs{gap:2px}.persona-tab{font-size:11px;padding:7px 10px}}

.persona-copy{display:none}
.persona-copy.active{display:block}

/* NOTE: must out-specificity the later, unconditional `.phone-stage{display:flex}`
   rule below — every stage div carries BOTH classes, so a bare `.persona-stage`
   selector loses the cascade tie-break to `.phone-stage` (same specificity,
   declared later) and every persona's phone mockup renders at once, stacked. */
.phone-stage.persona-stage{display:none}
.phone-stage.persona-stage.active{display:flex}

/* Phone mockup */
.phone-stage{
  position:relative;z-index:1;margin-top:64px;
  display:flex;justify-content:center;align-items:flex-end;gap:36px;
  perspective:1200px;
}
.phone{
  position:relative;
  width:280px;aspect-ratio:9/19;
  background:hsl(var(--foreground));border-radius:38px;
  padding:8px;
  box-shadow:
    0 60px 100px -30px hsl(var(--foreground) / .25),
    0 20px 40px -20px hsl(var(--foreground) / .15),
    inset 0 0 0 1.5px hsl(var(--foreground) / .8);
}
.phone-screen{
  width:100%;height:100%;
  background:hsl(var(--card));
  border-radius:30px;overflow:hidden;
  position:relative;
  display:flex;flex-direction:column;
}
.phone-notch{
  position:absolute;top:14px;left:50%;transform:translateX(-50%);
  width:96px;height:26px;background:hsl(var(--foreground));border-radius:14px;z-index:5;
}
.phone-status{
  padding:14px 20px 8px;display:flex;justify-content:space-between;align-items:center;
  font-size:11px;font-weight:600;color:hsl(var(--foreground));
  position:relative;z-index:1;
}
.phone-status .icons{display:flex;gap:4px;align-items:center}
.phone-status .icons svg{width:11px;height:11px}
.phone-body{flex:1;padding:20px 18px;display:flex;flex-direction:column;gap:12px;overflow:hidden}

.phone-hd{display:flex;justify-content:space-between;align-items:center;margin-top:14px}
.phone-hd-l .greeting{font-size:11px;color:hsl(var(--muted-fg));font-weight:500}
.phone-hd-l .name{font-size:16px;font-weight:600;color:hsl(var(--foreground));letter-spacing:-.01em;margin-top:2px}
.phone-hd-r{width:34px;height:34px;border-radius:50%;background:linear-gradient(135deg,hsl(var(--chart-1)),hsl(var(--chart-5)))}

.phone-hero-card{
  background:hsl(var(--primary));color:hsl(var(--primary-fg));
  border-radius:calc(var(--radius) + 4px);
  padding:16px;
  display:flex;flex-direction:column;gap:6px;
  position:relative;overflow:hidden;
}
.phone-hero-card::before{
  content:"";position:absolute;top:-30px;right:-30px;
  width:120px;height:120px;border-radius:50%;
  background:radial-gradient(circle, hsl(var(--chart-1) / .3), transparent 70%);
}
.phone-hero-card .lbl{font-size:10.5px;color:hsl(var(--primary-fg) / .6);font-weight:500;letter-spacing:.01em}
.phone-hero-card .val{font-size:24px;font-weight:600;letter-spacing:-.02em;line-height:1}
.phone-hero-card .delta{
  display:inline-flex;align-items:center;gap:4px;
  background:hsl(var(--chart-2) / .2);color:hsl(var(--chart-2));
  padding:3px 8px;border-radius:6px;font-size:10px;font-weight:600;
  align-self:flex-start;margin-top:4px;
}

.phone-kpi-row{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.phone-kpi{
  background:hsl(var(--muted));border-radius:var(--radius);padding:10px 12px;
  display:flex;flex-direction:column;gap:2px;
}
.phone-kpi .l{font-size:9.5px;color:hsl(var(--muted-fg));font-weight:500}
.phone-kpi .v{font-size:14px;font-weight:600;letter-spacing:-.01em}
.phone-kpi .v.pos{color:hsl(var(--chart-2))}
.phone-kpi .v.neg{color:hsl(var(--chart-1))}

.phone-section-t{font-size:11px;color:hsl(var(--muted-fg));font-weight:600;margin-top:4px}
.phone-alert{
  background:hsl(var(--muted));border-radius:var(--radius);padding:10px 12px;
  display:flex;align-items:center;gap:10px;
}
.phone-alert .a-dot{width:6px;height:6px;border-radius:50%;flex-shrink:0}
.phone-alert .a-dot.h{background:hsl(var(--chart-1))}
.phone-alert .a-dot.m{background:hsl(var(--chart-4))}
.phone-alert .a-dot.l{background:hsl(var(--chart-2))}
.phone-alert .a-body{flex:1;min-width:0}
.phone-alert .a-t{font-size:11px;font-weight:600;line-height:1.2;color:hsl(var(--foreground))}
.phone-alert .a-s{font-size:9.5px;color:hsl(var(--muted-fg));margin-top:1px;line-height:1.3}
.phone-alert .a-v{font-size:10.5px;font-weight:600;color:hsl(var(--chart-2));white-space:nowrap}

/* SIDE PANELS around the phone */
.side-panel{
  display:flex;flex-direction:column;gap:12px;
  max-width:280px;
  padding-bottom:60px;
}
.side-panel.left{transform:translateY(-40px)}
.side-panel.right{transform:translateY(-40px)}
.panel-card{
  background:hsl(var(--card));border:1px solid hsl(var(--border));
  border-radius:calc(var(--radius) + 2px);
  padding:14px 16px;
  box-shadow:0 10px 24px -12px hsl(var(--foreground) / .1);
  animation:float 6s ease-in-out infinite;
}
.side-panel.left .panel-card:nth-child(2){animation-delay:-2s}
.side-panel.right .panel-card:nth-child(2){animation-delay:-3s}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-6px)}}
.panel-lbl{font-size:10.5px;color:hsl(var(--muted-fg));font-weight:500}
.panel-t{font-size:14px;font-weight:600;color:hsl(var(--foreground));margin-top:2px;letter-spacing:-.005em;line-height:1.2}
.panel-s{font-size:11px;color:hsl(var(--muted-fg));margin-top:2px;line-height:1.4}
.panel-row{display:flex;align-items:center;gap:10px}
.panel-row .dot{width:28px;height:28px;border-radius:50%;flex-shrink:0;display:flex;align-items:center;justify-content:center}
.panel-row .dot svg{width:14px;height:14px}
.panel-row .dot.g{background:hsl(var(--chart-2) / .15);color:hsl(var(--chart-2))}
.panel-row .dot.c{background:hsl(var(--chart-1) / .15);color:hsl(var(--chart-1))}
.panel-row .dot.b{background:hsl(var(--chart-3) / .15);color:hsl(var(--chart-3))}
.panel-row .dot.y{background:hsl(var(--chart-4) / .18);color:hsl(45 74% 40%)}

.mini-chart{height:32px;margin-top:8px;position:relative}
.mini-chart svg{width:100%;height:100%}

@media (max-width:960px){
  .side-panel{display:none}
  .phone{width:240px}
}

/* Logos strip */
.logos-strip{
  position:relative;z-index:1;margin-top:64px;padding-top:32px;
  border-top:1px solid hsl(var(--border));
  text-align:center;
}
.logos-lbl{font-size:11.5px;color:hsl(var(--muted-fg));font-weight:500;letter-spacing:.06em;text-transform:uppercase}
.logos-row{display:flex;justify-content:center;align-items:center;gap:56px;margin-top:20px;flex-wrap:wrap;opacity:.5}
.logos-row span{font-size:15px;font-weight:600;color:hsl(var(--muted-fg));letter-spacing:-.02em;font-family:var(--sans)}

/* ============================================================
   SECTION SHELL
   ============================================================ */
section.std{padding:120px 0;background:hsl(var(--background))}
section.std.muted{background:hsl(var(--muted) / .5)}

.sec-eyebrow{
  display:inline-block;font-size:12.5px;font-weight:500;
  color:hsl(var(--muted-fg));margin-bottom:14px;letter-spacing:-.005em;
}
.sec-eyebrow::before{content:"";display:inline-block;width:6px;height:6px;border-radius:50%;background:hsl(var(--chart-2));margin-right:8px;transform:translateY(-1px);vertical-align:middle}
h2.sec-t{
  font-family:var(--sans);font-weight:600;
  font-size:clamp(36px, 5vw, 56px);
  line-height:1.05;letter-spacing:-.025em;
  max-width:820px;
}
h2.sec-t .accent{font-family:var(--serif);font-style:italic;font-weight:400;color:hsl(var(--muted-fg))}
.sec-sub{font-size:16.5px;color:hsl(var(--muted-fg));margin-top:18px;line-height:1.5;max-width:600px}
.sec-hd-center{text-align:center;max-width:720px;margin:0 auto 64px}
.sec-hd-center .sec-sub{margin-left:auto;margin-right:auto}
.sec-hd-split{display:flex;justify-content:space-between;align-items:flex-end;gap:48px;margin-bottom:56px;flex-wrap:wrap}

/* ============================================================
   FEATURE GRID (bento)
   ============================================================ */
.bento{display:grid;grid-template-columns:repeat(6,1fr);gap:16px}
.bento-card{
  background:hsl(var(--card));
  border:1px solid hsl(var(--border));
  border-radius:calc(var(--radius) + 4px);
  padding:28px;
  display:flex;flex-direction:column;
  min-height:280px;
  position:relative;overflow:hidden;
  transition:border-color .2s, transform .3s;
}
.bento-card:hover{border-color:hsl(var(--foreground) / .4);transform:translateY(-2px)}
.bento-card.span-4{grid-column:span 4}
.bento-card.span-3{grid-column:span 3}
.bento-card.span-2{grid-column:span 2}
.bento-card.tall{min-height:360px}
.bento-icon{
  width:36px;height:36px;border-radius:calc(var(--radius));
  background:hsl(var(--muted));color:hsl(var(--foreground));
  display:flex;align-items:center;justify-content:center;
  margin-bottom:16px;
}
.bento-icon svg{width:18px;height:18px;stroke-width:1.8}
.bento-t{font-size:19px;font-weight:600;letter-spacing:-.015em;line-height:1.2}
.bento-t .accent{font-family:var(--serif);font-style:italic;font-weight:400;color:hsl(var(--muted-fg))}
.bento-b{font-size:14px;color:hsl(var(--muted-fg));margin-top:8px;line-height:1.5}
.bento-viz{margin-top:auto;padding-top:20px}
@media (max-width:960px){
  .bento{grid-template-columns:repeat(2,1fr)}
  .bento-card.span-4,.bento-card.span-3,.bento-card.span-2{grid-column:span 2}
}
@media (max-width:520px){.bento{grid-template-columns:1fr}.bento-card.span-4,.bento-card.span-3,.bento-card.span-2{grid-column:span 1}}

/* Bento visuals */
.viz-alerts{display:flex;flex-direction:column;gap:8px}
.viz-alert{
  background:hsl(var(--muted) / .6);border-radius:var(--radius);
  padding:12px 14px;display:grid;grid-template-columns:auto 1fr auto;gap:12px;align-items:center;
}
.viz-sev{padding:3px 8px;border-radius:5px;font-size:9.5px;font-weight:600;letter-spacing:.03em;text-transform:uppercase}
.viz-sev.h{background:hsl(var(--chart-1) / .16);color:hsl(var(--chart-1))}
.viz-sev.m{background:hsl(var(--chart-4) / .22);color:hsl(45 74% 35%)}
.viz-sev.l{background:hsl(var(--chart-2) / .16);color:hsl(var(--chart-2))}
.viz-a-t{font-size:13px;font-weight:600;line-height:1.2}
.viz-a-s{font-size:11px;color:hsl(var(--muted-fg));margin-top:1px}
.viz-a-v{font-size:12px;font-weight:600;color:hsl(var(--chart-2));white-space:nowrap}

/* Category donut */
.viz-donut{display:flex;align-items:center;gap:20px}
.viz-donut svg{width:120px;height:120px;flex-shrink:0}
.viz-donut-legend{display:flex;flex-direction:column;gap:6px;font-size:12px;flex:1;min-width:0}
.viz-donut-legend div{display:flex;justify-content:space-between;align-items:center;gap:8px}
.viz-donut-legend .sw{display:inline-block;width:8px;height:8px;border-radius:2px;margin-right:8px}
.viz-donut-legend .l{color:hsl(var(--muted-fg));font-weight:500;display:flex;align-items:center;min-width:0}
.viz-donut-legend .l span{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.viz-donut-legend .v{font-weight:600;flex-shrink:0}

/* Roles list */
.viz-roles{display:flex;flex-direction:column;gap:8px}
.viz-role{
  background:hsl(var(--muted) / .6);border-radius:var(--radius);
  padding:10px 12px;display:flex;align-items:center;gap:10px;font-size:12px;
}
.viz-role .av{width:26px;height:26px;border-radius:50%;flex-shrink:0}
.viz-role .n{font-weight:600;flex:1}
.viz-role .r{color:hsl(var(--muted-fg));font-size:10.5px}

/* ============================================================
   BIG-STAT ROW
   ============================================================ */
.bignum-row{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid hsl(var(--border));border-bottom:1px solid hsl(var(--border))}
.bignum{padding:44px 32px;border-right:1px solid hsl(var(--border));text-align:left}
.bignum:last-child{border-right:none}
.bignum .n{font-family:var(--serif);font-style:italic;font-weight:400;font-size:60px;letter-spacing:-.03em;line-height:1;color:hsl(var(--foreground))}
.bignum .l{font-size:13px;color:hsl(var(--muted-fg));margin-top:12px;font-weight:500}
@media (max-width:720px){.bignum-row{grid-template-columns:repeat(2,1fr)}.bignum:nth-child(2){border-right:none}.bignum{padding:32px 20px}.bignum .n{font-size:44px}}

/* ============================================================
   WHAT WE ARE NOT
   ============================================================ */
.not-grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:flex-start;margin-top:56px}
@media (max-width:820px){.not-grid{grid-template-columns:1fr;gap:32px}}
.not-quote{font-family:var(--sans);font-weight:600;font-size:36px;line-height:1.1;letter-spacing:-.025em}
.not-quote .accent{font-family:var(--serif);font-style:italic;font-weight:400;color:hsl(var(--muted-fg))}
.not-quote small{display:block;font-family:var(--sans);font-size:14.5px;font-weight:400;color:hsl(var(--muted-fg));margin-top:24px;max-width:480px;line-height:1.5;letter-spacing:0}
.not-list{display:flex;flex-direction:column;gap:12px}
.not-item{
  background:hsl(var(--card));border:1px solid hsl(var(--border));
  border-radius:calc(var(--radius) + 2px);
  padding:16px 18px;display:grid;grid-template-columns:auto 1fr;gap:14px;align-items:flex-start;
}
.not-mark{
  font-size:10.5px;font-weight:600;padding:3px 9px;border-radius:5px;
  letter-spacing:.03em;text-transform:uppercase;flex-shrink:0;margin-top:1px;
}
.not-mark.no{background:hsl(var(--chart-1) / .16);color:hsl(var(--chart-1))}
.not-mark.yes{background:hsl(var(--chart-2) / .16);color:hsl(var(--chart-2))}
.not-t{font-size:14.5px;font-weight:600;line-height:1.3}
.not-t small{display:block;font-family:var(--sans);font-size:12.5px;font-weight:400;color:hsl(var(--muted-fg));margin-top:3px;line-height:1.4}

/* ============================================================
   TESTIMONIALS
   ============================================================ */
.test-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:56px}
.test-card{
  background:hsl(var(--card));border:1px solid hsl(var(--border));
  border-radius:calc(var(--radius) + 2px);padding:22px;
  display:flex;flex-direction:column;gap:16px;
}
.test-body{font-size:14px;line-height:1.55;color:hsl(var(--foreground))}
.test-attr{display:flex;align-items:center;gap:10px;margin-top:auto}
.test-av{width:34px;height:34px;border-radius:50%;flex-shrink:0}
.test-av.a{background:linear-gradient(135deg,hsl(var(--chart-1)),hsl(var(--chart-5)))}
.test-av.b{background:linear-gradient(135deg,hsl(var(--chart-3)),hsl(var(--chart-2)))}
.test-av.c{background:linear-gradient(135deg,hsl(var(--chart-4)),hsl(var(--chart-1)))}
.test-name{font-size:13px;font-weight:600}
.test-handle{font-size:11.5px;color:hsl(var(--muted-fg));margin-top:1px}
@media (max-width:820px){.test-grid{grid-template-columns:1fr}}

/* ============================================================
   PRICING
   ============================================================ */
.perks-strip{max-width:900px;margin:0 auto 40px;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.perk-card{background:hsl(var(--card));border:1px solid hsl(var(--border));border-radius:calc(var(--radius) + 2px);padding:18px 16px;display:flex;flex-direction:column;gap:8px}
.perk-icon{width:34px;height:34px;border-radius:var(--radius);display:flex;align-items:center;justify-content:center}
.perk-icon svg{width:16px;height:16px}
.perk-title{font-size:13px;font-weight:600;line-height:1.2}
.perk-body{font-size:11.5px;color:hsl(var(--muted-fg));line-height:1.4}
.perk-card.inverted{background:hsl(var(--foreground));color:hsl(var(--background));position:relative;overflow:hidden}
.perk-card.inverted .perk-body{color:hsl(var(--background) / .65)}
.perk-pro-pill{position:absolute;top:14px;right:14px;background:hsl(var(--chart-4));color:hsl(45 74% 12%);font-size:9.5px;font-weight:700;padding:3px 8px;border-radius:999px;letter-spacing:.03em}
@media (max-width:720px){.perks-strip{grid-template-columns:repeat(2,1fr)}}
@media (max-width:460px){.perks-strip{grid-template-columns:1fr}}

.price-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:56px;max-width:900px;margin-left:auto;margin-right:auto}
.price-card{
  background:hsl(var(--card));border:1px solid hsl(var(--border));
  border-radius:calc(var(--radius) + 4px);
  padding:32px 28px;position:relative;
}
.price-card.pro{background:hsl(var(--foreground));color:hsl(var(--background));border-color:hsl(var(--foreground))}
.price-tag{font-size:12.5px;font-weight:600;color:hsl(var(--chart-2));margin-bottom:8px}
.price-card.pro .price-tag{color:hsl(var(--chart-4))}
.price-name{font-size:20px;font-weight:600;letter-spacing:-.015em}
.price-price{font-family:var(--sans);font-size:44px;font-weight:600;margin-top:16px;letter-spacing:-.025em;line-height:1}
.price-price small{font-family:var(--sans);font-size:14px;color:hsl(var(--muted-fg));font-weight:400}
.price-card.pro .price-price small{color:hsl(var(--background) / .65)}
.price-list{list-style:none;margin-top:20px;display:flex;flex-direction:column;gap:10px}
.price-list li{font-size:13.5px;color:hsl(var(--muted-fg));display:flex;gap:10px;align-items:flex-start}
.price-card.pro .price-list li{color:hsl(var(--background) / .75)}
.price-list li::before{content:"";width:14px;height:14px;border-radius:50%;flex-shrink:0;margin-top:2px;background-color:hsl(var(--chart-2) / .16);background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='hsl(173 58%25 39%25)' stroke-width='3'><path d='M5 12l5 5L20 7'/></svg>");background-repeat:no-repeat;background-position:center;background-size:10px}
.price-list li.divider{padding-top:8px;margin-top:6px;border-top:1px solid hsl(var(--background) / .15);align-items:center}
.price-btn{
  display:flex;width:100%;justify-content:center;align-items:center;gap:6px;
  margin-top:24px;padding:11px;
  background:hsl(var(--primary));color:hsl(var(--primary-fg));
  border-radius:var(--radius);border:none;font-family:var(--sans);font-size:13.5px;font-weight:500;cursor:pointer;
  transition:opacity .15s;
}
.price-btn:hover{opacity:.9}
.price-card.pro .price-btn{background:hsl(var(--background));color:hsl(var(--foreground))}
.price-badge{position:absolute;top:18px;right:20px;background:hsl(var(--chart-4));color:hsl(45 74% 12%);font-size:10.5px;font-weight:700;padding:4px 10px;border-radius:999px;letter-spacing:.02em}
.price-card.featured{border:1.5px solid hsl(var(--chart-2));box-shadow:0 0 0 4px hsl(var(--chart-2) / .08);padding-top:44px}
.price-badge.free-badge{position:static;display:block;width:fit-content;margin:0 auto 18px;background:hsl(var(--chart-2) / .14);color:hsl(var(--chart-2));font-size:11px;padding:5px 12px}
.price-note{font-size:12.5px;color:hsl(var(--muted-fg));line-height:1.5;margin-top:18px;padding-top:16px;border-top:1px solid hsl(var(--border))}
.price-note.pro{color:hsl(var(--background) / .65);border-top-color:hsl(var(--background) / .15)}
@media (max-width:720px){.price-grid{grid-template-columns:1fr}.price-card.featured{padding-top:32px}}

/* ============================================================
   FAQ
   ============================================================ */
.faq-list{margin-top:48px;max-width:820px;border-top:1px solid hsl(var(--border))}
.faq-item{border-bottom:1px solid hsl(var(--border))}
.faq-q{padding:22px 0;display:flex;justify-content:space-between;align-items:center;cursor:pointer;font-size:15.5px;font-weight:500;transition:color .15s;gap:24px;background:none;border:none;width:100%;text-align:left;color:inherit}
.faq-q:hover{color:hsl(var(--muted-fg))}
.faq-q .plus{width:20px;height:20px;position:relative;flex-shrink:0}
.faq-q .plus::before,.faq-q .plus::after{content:"";position:absolute;background:hsl(var(--foreground));left:50%;top:50%;transform:translate(-50%,-50%)}
.faq-q .plus::before{width:12px;height:1.5px}
.faq-q .plus::after{width:1.5px;height:12px;transition:transform .25s}
.faq-item.open .plus::after{transform:translate(-50%,-50%) rotate(90deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease, padding .25s ease;font-size:14px;color:hsl(var(--muted-fg));line-height:1.6}
.faq-item.open .faq-a{max-height:300px;padding:0 0 22px}

/* ============================================================
   FINAL CTA
   ============================================================ */
.final{
  padding:160px 0;text-align:center;position:relative;overflow:hidden;
  background:
    radial-gradient(ellipse 60% 50% at 50% 40%, hsl(var(--muted)), transparent 70%),
    hsl(var(--background));
}
.final h2{
  font-family:var(--sans);font-weight:600;
  font-size:clamp(48px, 8vw, 96px);
  line-height:1;letter-spacing:-.03em;
}
.final h2 .accent{font-family:var(--serif);font-style:italic;font-weight:400;color:hsl(var(--muted-fg))}
.final p{font-size:17px;color:hsl(var(--muted-fg));margin-top:20px;max-width:520px;margin-left:auto;margin-right:auto;line-height:1.5}
.final .btn{margin-top:32px}

/* ============================================================
   FOOTER
   ============================================================ */
footer{padding:64px 0 32px;border-top:1px solid hsl(var(--border));background:hsl(var(--muted) / .3)}
.foot-top{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:48px;padding-bottom:40px;border-bottom:1px solid hsl(var(--border))}
.foot-brand{max-width:300px}
.foot-brand .logo{font-size:18px}
.foot-brand p{margin-top:12px;font-size:13px;color:hsl(var(--muted-fg));line-height:1.55}
.foot-col h4{font-size:12px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;margin-bottom:14px}
.foot-col a{display:block;font-size:13.5px;color:hsl(var(--muted-fg));padding:5px 0}
.foot-col a:hover{color:hsl(var(--foreground))}
.foot-bot{display:flex;justify-content:space-between;align-items:center;padding-top:24px;font-size:12px;color:hsl(var(--muted-fg));flex-wrap:wrap;gap:16px}
.socials{display:flex;gap:8px}
.socials a{width:32px;height:32px;border-radius:8px;border:1px solid hsl(var(--border));display:flex;align-items:center;justify-content:center;transition:all .15s}
.socials a:hover{background:hsl(var(--foreground));color:hsl(var(--background));border-color:hsl(var(--foreground))}
.socials svg{width:13px;height:13px}
@media (max-width:720px){.foot-top{grid-template-columns:1fr 1fr}.foot-brand{grid-column:1/-1}}

/* ============================================================
   MODAL
   ============================================================ */
.modal-overlay{position:fixed;inset:0;background:hsl(var(--foreground) / .5);backdrop-filter:blur(4px);display:none;align-items:center;justify-content:center;z-index:100;padding:20px;animation:fade .18s ease-out}
.modal-overlay.open{display:flex}
@keyframes fade{from{opacity:0}to{opacity:1}}
.modal{background:hsl(var(--card));max-width:460px;width:100%;border-radius:calc(var(--radius) + 4px);padding:32px 28px 24px;position:relative;border:1px solid hsl(var(--border));box-shadow:0 40px 100px -30px hsl(var(--foreground) / .3);animation:pop .28s cubic-bezier(.16,1,.3,1)}
@keyframes pop{from{transform:translateY(12px) scale(.98);opacity:0}to{transform:translateY(0) scale(1);opacity:1}}
.modal-close{position:absolute;top:12px;right:12px;width:30px;height:30px;border-radius:6px;background:hsl(var(--muted));border:none;cursor:pointer;color:hsl(var(--foreground));font-size:16px;display:flex;align-items:center;justify-content:center}
.modal-close:hover{background:hsl(var(--border))}
.modal h3{font-size:24px;font-weight:600;line-height:1.15;letter-spacing:-.02em}
.modal h3 .accent{font-family:var(--serif);font-style:italic;font-weight:400;color:hsl(var(--muted-fg))}
.modal-sub{font-size:14px;color:hsl(var(--muted-fg));margin-top:8px;line-height:1.5}
.modal-field{margin-top:20px}
.modal-field label{display:block;font-size:12.5px;font-weight:500;margin-bottom:6px}
.modal-field label small{color:hsl(var(--muted-fg));font-weight:400;font-style:italic;font-family:var(--serif)}
.modal-input{width:100%;background:hsl(var(--card));border:1px solid hsl(var(--input));border-radius:var(--radius);padding:11px 13px;font-family:var(--sans);font-size:14px;color:hsl(var(--foreground));outline:none;transition:border-color .15s, box-shadow .15s}
.modal-input:focus{border-color:hsl(var(--foreground));box-shadow:0 0 0 3px hsl(var(--foreground) / .1)}
.chips{display:flex;flex-wrap:wrap;gap:6px}
.chip{font-family:var(--sans);font-size:12px;font-weight:500;padding:7px 12px;border-radius:6px;border:1px solid hsl(var(--border));background:hsl(var(--card));cursor:pointer;color:hsl(var(--foreground));transition:all .15s}
.chip:hover{background:hsl(var(--muted))}
.chip.active{background:hsl(var(--foreground));color:hsl(var(--background));border-color:hsl(var(--foreground))}
.modal-submit{width:100%;margin-top:20px;padding:12px;height:44px}
.modal-foot{font-size:11.5px;color:hsl(var(--muted-fg));margin-top:14px;text-align:center;line-height:1.4}
.modal-error{font-size:12px;color:hsl(var(--chart-1));margin-top:8px;display:none}
.modal-error.show{display:block}
.success-hidden{display:none}
.success-check{width:48px;height:48px;border-radius:50%;background:hsl(var(--chart-2) / .16);color:hsl(var(--chart-2));display:flex;align-items:center;justify-content:center;margin:0 auto 16px}
.success-check svg{width:22px;height:22px}

/* ============================================================
   ADVISORS PAGE (/advisors) — standalone RIA / Wealth Manager landing
   ============================================================ */
.adv-hero{
  position:relative;padding:100px 0 60px;overflow:hidden;
  background:
    radial-gradient(ellipse 80% 50% at 50% 0%, hsl(var(--muted) / .8), transparent 60%),
    radial-gradient(circle at 15% 30%, hsl(var(--chart-3) / .07), transparent 45%),
    radial-gradient(circle at 85% 20%, hsl(var(--chart-2) / .06), transparent 45%);
}
.adv-hero-inner{position:relative;z-index:1;text-align:center;max-width:820px;margin:0 auto}
.adv-badge{
  display:inline-flex;align-items:center;gap:8px;
  padding:5px 12px 5px 5px;border-radius:999px;
  background:hsl(var(--card));border:1px solid hsl(var(--border));
  font-size:12.5px;color:hsl(var(--muted-fg));font-weight:500;
}
.adv-badge .pill{background:hsl(var(--chart-3));color:#fff;font-size:10.5px;font-weight:600;padding:2px 8px;border-radius:999px}
h1.adv-h{
  font-family:var(--sans);font-weight:600;
  font-size:clamp(38px, 5.6vw, 64px);
  line-height:1.05;letter-spacing:-.03em;margin-top:22px;color:hsl(var(--foreground));
}
h1.adv-h .accent{font-family:var(--serif);font-style:italic;font-weight:400;color:hsl(var(--muted-fg))}
.adv-sub{margin:20px auto 0;max-width:600px;font-size:16.5px;line-height:1.6;color:hsl(var(--muted-fg))}
.adv-cta-row{margin-top:32px;display:flex;justify-content:center;gap:10px;flex-wrap:wrap}
.adv-hero-stats{display:flex;justify-content:center;gap:40px;margin-top:56px;flex-wrap:wrap}
.adv-hero-stat{text-align:center}
.adv-hero-stat .v{font-family:var(--sans);font-size:30px;font-weight:600;letter-spacing:-.02em}
.adv-hero-stat .l{font-size:12px;color:hsl(var(--muted-fg));margin-top:4px}

/* --- Flow strip: onboard yourself -> onboard a family -> switch --- */
.adv-flow{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:72px;max-width:1000px;margin-left:auto;margin-right:auto}
.adv-flow-step{position:relative;background:hsl(var(--card));border:1px solid hsl(var(--border));border-radius:calc(var(--radius) + 4px);padding:28px 24px;text-align:left}
.adv-flow-num{
  width:28px;height:28px;border-radius:50%;background:hsl(var(--foreground));color:hsl(var(--background));
  display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:600;margin-bottom:16px;
}
.adv-flow-step h3{font-size:16px;font-weight:600;letter-spacing:-.01em}
.adv-flow-step p{font-size:13.5px;color:hsl(var(--muted-fg));margin-top:8px;line-height:1.55}
.adv-flow-arrow{display:none;position:absolute;top:38px;right:-30px;color:hsl(var(--muted-fg));z-index:2}
.adv-flow-step:not(:last-child) .adv-flow-arrow{display:block}
@media (max-width:860px){.adv-flow{grid-template-columns:1fr}.adv-flow-arrow{display:none !important}}

/* --- Roster / family switcher mockup --- */
.adv-roster-wrap{margin-top:96px;display:grid;grid-template-columns:280px 1fr;gap:0;max-width:980px;margin-left:auto;margin-right:auto;background:hsl(var(--card));border:1px solid hsl(var(--border));border-radius:calc(var(--radius) + 8px);overflow:hidden;box-shadow:0 40px 100px -40px hsl(var(--foreground) / .2)}
.adv-roster-side{background:hsl(var(--muted) / .5);border-right:1px solid hsl(var(--border));padding:20px 16px}
.adv-roster-side-hd{font-size:11px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:hsl(var(--muted-fg));padding:0 8px 12px}
.adv-roster-item{
  display:flex;align-items:center;gap:10px;padding:10px 10px;border-radius:8px;cursor:pointer;
  font-size:13.5px;font-weight:500;color:hsl(var(--muted-fg));transition:all .15s;margin-bottom:2px;
}
.adv-roster-item:hover{background:hsl(var(--background))}
.adv-roster-item.active{background:hsl(var(--foreground));color:hsl(var(--background))}
.adv-roster-avatar{
  width:28px;height:28px;border-radius:50%;flex-shrink:0;display:flex;align-items:center;justify-content:center;
  font-size:11px;font-weight:600;background:hsl(var(--chart-2) / .18);color:hsl(var(--chart-2));
}
.adv-roster-item.active .adv-roster-avatar{background:hsl(var(--background) / .2);color:hsl(var(--background))}
.adv-roster-item .nw{margin-left:auto;font-size:11px;opacity:.7;font-weight:400}
.adv-roster-main{padding:32px 36px}
.adv-roster-main-hd{display:flex;justify-content:space-between;align-items:flex-start;flex-wrap:wrap;gap:12px}
.adv-roster-main-hd h3{font-size:22px;font-weight:600;letter-spacing:-.015em}
.adv-roster-main-hd .sub{font-size:13px;color:hsl(var(--muted-fg));margin-top:4px}
.adv-roster-kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:24px}
.adv-roster-kpi{background:hsl(var(--muted) / .5);border-radius:var(--radius);padding:16px}
.adv-roster-kpi .l{font-size:11px;color:hsl(var(--muted-fg));font-weight:500}
.adv-roster-kpi .v{font-family:var(--sans);font-size:20px;font-weight:600;margin-top:4px;letter-spacing:-.01em}
.adv-roster-alerts{margin-top:24px;display:flex;flex-direction:column;gap:10px}
.adv-roster-alert{display:flex;align-items:center;gap:10px;padding:10px 12px;border-radius:8px;background:hsl(var(--muted) / .4);font-size:12.5px}
.adv-roster-alert .dot{width:7px;height:7px;border-radius:50%;flex-shrink:0}
.adv-roster-alert .dot.h{background:hsl(var(--chart-1))}
.adv-roster-alert .dot.m{background:hsl(var(--chart-4))}
.adv-roster-alert .dot.l{background:hsl(var(--chart-2))}
@media (max-width:720px){.adv-roster-wrap{grid-template-columns:1fr}.adv-roster-side{border-right:none;border-bottom:1px solid hsl(var(--border))}.adv-roster-kpis{grid-template-columns:1fr 1fr}}

/* --- Pricing calculator --- */
.adv-calc{
  margin-top:56px;max-width:720px;margin-left:auto;margin-right:auto;
  background:hsl(var(--card));border:1px solid hsl(var(--border));border-radius:calc(var(--radius) + 8px);
  padding:36px 32px;
}
.adv-calc-row{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.adv-calc-label{font-size:13.5px;font-weight:500}
.adv-calc-slider-wrap{display:flex;align-items:center;gap:14px;flex:1;min-width:220px}
.adv-calc-slider-wrap input[type=range]{flex:1;accent-color:hsl(var(--foreground))}
.adv-calc-count{font-family:var(--sans);font-size:22px;font-weight:600;min-width:70px;text-align:right;letter-spacing:-.01em}
.adv-calc-result{margin-top:28px;padding-top:28px;border-top:1px solid hsl(var(--border));display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:20px}
.adv-calc-plan-badge{display:inline-flex;align-items:center;gap:6px;font-size:11.5px;font-weight:600;padding:5px 12px;border-radius:999px;background:hsl(var(--chart-2) / .14);color:hsl(var(--chart-2));margin-bottom:8px}
.adv-calc-total{font-family:var(--sans);font-size:38px;font-weight:600;letter-spacing:-.02em;line-height:1}
.adv-calc-total small{font-family:var(--sans);font-size:14px;color:hsl(var(--muted-fg));font-weight:400}
.adv-calc-per{font-size:12.5px;color:hsl(var(--muted-fg));margin-top:6px}
.adv-calc-savings{text-align:right}
.adv-calc-savings .l{font-size:11.5px;color:hsl(var(--muted-fg))}
.adv-calc-savings .v{font-family:var(--sans);font-size:20px;font-weight:600;color:hsl(var(--chart-2));margin-top:2px}
@media (max-width:520px){.adv-calc-result{flex-direction:column;align-items:flex-start}.adv-calc-savings{text-align:left}}

/* --- Plan comparison cards --- */
.adv-plan-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:48px;max-width:900px;margin-left:auto;margin-right:auto}
.adv-plan-card{background:hsl(var(--card));border:1px solid hsl(var(--border));border-radius:calc(var(--radius) + 4px);padding:32px 28px;position:relative}
.adv-plan-card.recommended{border:1.5px solid hsl(var(--chart-3));box-shadow:0 0 0 4px hsl(var(--chart-3) / .08)}
.adv-plan-badge2{position:absolute;top:18px;right:20px;background:hsl(var(--chart-3));color:#fff;font-size:10.5px;font-weight:700;padding:4px 10px;border-radius:999px;letter-spacing:.02em}
.adv-plan-tag{font-size:12.5px;font-weight:600;color:hsl(var(--chart-3));margin-bottom:8px}
.adv-plan-name{font-size:20px;font-weight:600;letter-spacing:-.015em}
.adv-plan-price{font-family:var(--sans);font-size:36px;font-weight:600;margin-top:16px;letter-spacing:-.02em;line-height:1}
.adv-plan-price small{font-family:var(--sans);font-size:13px;color:hsl(var(--muted-fg));font-weight:400}
.adv-plan-list{list-style:none;margin-top:20px;display:flex;flex-direction:column;gap:10px}
.adv-plan-list li{font-size:13.5px;color:hsl(var(--muted-fg));display:flex;gap:10px;align-items:flex-start}
.adv-plan-list li::before{content:"";width:14px;height:14px;border-radius:50%;flex-shrink:0;margin-top:2px;background-color:hsl(var(--chart-2) / .16);background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='hsl(173 58%25 39%25)' stroke-width='3'><path d='M5 12l5 5L20 7'/></svg>");background-repeat:no-repeat;background-position:center;background-size:10px}
@media (max-width:720px){.adv-plan-grid{grid-template-columns:1fr}}

/* --- Advisor lead form (page-embedded, not a modal) --- */
.adv-form-section{background:hsl(var(--muted) / .5)}
.adv-form-card{max-width:520px;margin:48px auto 0;background:hsl(var(--card));border:1px solid hsl(var(--border));border-radius:calc(var(--radius) + 8px);padding:36px 32px}
.adv-form-field{margin-top:18px}
.adv-form-field:first-child{margin-top:0}
.adv-form-field label{display:block;font-size:12.5px;font-weight:500;margin-bottom:6px}
.adv-form-row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.adv-form-success{display:none;text-align:center}
.adv-form-success.show{display:block}